Important Information about Reverse Mortgages

Thank you for visiting our new reverse mortgage educational web site.Consumer Credit Counseling Services of Orange County in coalition with Christian Financial Services as HUD approved reverse mortgage housing counseling agencies, would like to keep you up-to-date on the latest information on reverse mortgages and educate you on how these types of loans work as you consider this and other options in your retirement planning.

At this stage in your life, we can provide you with information regarding HECM reverse mortgages and counseling which is required by HUD prior to you applying for these types of loans. The emphasis of our site is on interested in learning more about the different types of reverse mortgages available. This topic has certainly become of greater interest to many seniors across our nation, getting closer to retirement and whom are 62 years of age or older!

Due to the current economic crisis our nation is facing, many of those who were feeling secure in spending their Golden Years with no worries, are now having sleepless nights with many uncertainties, times have changed.  We would like the opportunity to educate you and your family about how a reverse mortgage loan works. You may have several questions that have been bouncing around in your heads or information that you have received from your friends. Speak with one of our certified HECM housing counselors  to get your questions answered!

If you are not familiar with our company and your first contact with us is online: We would be pleased to hear from you! Please let us know what your needs and questions are, we will be more than happy to help.

In brief, you should know the following about us: Christian Financial Services was established in 1995 as a debt management agency and has been responsible for providing outstanding reverse mortgage housing counseling as a recent HUD approved agency. Consumer Credit Counseling Services of Orange County is also a long standing debt management agency and HUD approved comprehensive housing counseling agency with offices located in California.

Our trained housing counselors are looking forward in providing you with confidential and comprehensive reverse mortgage counseling. We value all of our clients privacy and look forward in helping you and your loved ones, learn the different options available to you. We are able to provide face to face reverse mortgage housing counseling or if you prefer telephone counseling (as state laws allow).

                                 *******NEW IMPORTANT INFORMATION*******

Using the Home Equity Conversion Mortgage for home purchase! Learn how you can become a homeowner at age 62 or if you are considering downsizing your current home and using the equity to purchase another home you may not have to use all of the equity! You can consider using the HECM for purchase option.

To learn how much you can potentially borrow from a reverse mortgage loan, visit the reverse mortgage calculator